My friend was planning to apply for a car loan. But right now she is looking for a credit repair service. My friend said that she wants to buy a car because her car always needs repair and she said that she is paying too much with the repair and she said it is better to buy a new one. Aside from her car she only has a bad credit. And she said that she is very sure that hear application for a car loan will not be approve because of her credit history. I agreed with her because my sister applied for a home loan but her application was denied because of her credit history. I told my friend that she should have a good credit history so it will be sure that her application will be approve.